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Jackson is the capital and since 1944 the largest city of the state of Mississippi. The city is located on the Pearl River (Mississippi�Louisiana) which drains into the Gulf of Mexico and is part of the Jackson Prairie region of the state. Jackson is one of two county seats of Hinds County, with the city of Raymond being the other.The city, the anchor for its metro area, is named after Andrew Jackson, who was honored for his role in the Battle of New Orleans and later was elected as US president. The current slogan for the city is ""Jackson, Mississippi: City with Soul."" It has had numerous musicians prominent in blues, gospel and jazz, and was known for decades for its illegal nightclubs on the Gold Coast; one site has been designated for the Mississippi Blues Trail.It had a decline in population from 184,256 at the 2000 census to 173,514 at the 2010 census. The 2010 census ascribed a population of 539,057 to the five-county Jackson metropolitan area. The city is ranked third as the best ""mud"" city among the United States' 100 largest metro areas, according to magazine. The study measured overall afability in living costs, housing rates, and more.In 2011 USS Jackson (LCS-6) was the first ship of the United States Navy to be named in honor of the city.Jackson is home to several major industries. These include electrical equipment and machinery, processed food, and primary and fabricated metal products. The surrounding area supports agricultural development of livestock, soybeans, cotton, and poultry. Major private companies based in Jackson include Ergon.

 

Gulfport is the second largest city in Mississippi after the state capital Jackson. It is the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. As of the 2010 census, the city of Gulfport had a total population of 67,793. Gulfport is co-county seat with Biloxi of Harrison County, Mississippi. Gulfport is also home to the US Navy Atlantic Fleet Seabees.According to Gulfport's 2011 Comprehensive Annual Financial Report, the top employers in the city were:

 

Southaven, a city in DeSoto County, Mississippi, is a suburb of Memphis, Tennessee and a principal city in the Memphis metro area. As of the 2000 census, the city population was 28,977. The 2010 census reflected a population of 48,982, making Southaven the fourth largest city in Mississippi. Southaven is traversed from north to south by the I-55/I-69 Freeway. While its name would indicate otherwise, the city of Southaven is actually in the northwesternmost corner of Mississippi. The name derives from the fact that Southaven is located south of Whitehaven, a neighborhood in Memphis.

 

Hattiesburg is a city in Mississippi, bisected by the county line between Forrest County (where it is the county seat) and Lamar County. The population was 47,556 in 2013. It is the principal city of the Hattiesburg, Mississippi, Metropolitan Statistical Area which encompasses Forrest, Lamar and Perry counties.Founded in 1882 by civil engineer William H. Hardy, Hattiesburg was named in honor of Hardy's wife Hattie. The town was incorporated two years later with a population of 400. Hattiesburg's population first expanded as a center of the lumber and railroad industries, from which was derived the nickname ""The Hub City."" It now attracts newcomers to the area because of the diversity of the economy, strong neighborhoods and the central location in South Mississippi.Hattiesburg is home to The University of Southern Mississippi (originally known as Mississippi Normal College) and William Carey University (formerly William Carey College). South of Hattiesburg is Camp Shelby, the largest National Guard training base east of the Mississippi River.Hattiesburg is home to several national business branches that hold thousands of jobs across the Pine Belt. It was headquarters to the now defunct manufacture in Hattiesburg.

 

Biloxi (/b?'l?ksi/; b?-LUK-see), officially the City of Biloxi, is a city in Harrison County, Mississippi. The 2010 United States Census recorded the population as 44,054. Along with the adjoining city of Gulfport, Biloxi is a county seat of Harrison County.The city is part of the Gulfport-Biloxi metropolitan area and the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. Pre-Katrina, Biloxi was the third largest city in Mississippi behind Jackson and Gulfport; with its population losses following that storm, it was passed by Hattiesburg and Southaven, so Biloxi is now ranked fifth in the state.The beachfront of Biloxi lies directly on the Mississippi Sound, with barrier islands scattered off the coast and into the Gulf of Mexico. Keesler Air Force Base lies within the city and is home to the 81st Training Wing and the 403d Wing of the U.S. Air Force Reserve.

 

Meridian is the sixth largest city in the U.S. State of Mississippi. It is the county seat of Lauderdale County and the principal city of the Meridian, Mississippi Micropolitan Statistical Area. Along major highways, the city is 93 mi (150 km) east of Jackson, Mississippi; 154 mi (248 km) west of Birmingham, Alabama; 202 mi (325 km) northeast of New Orleans, Louisiana; and 231 mi (372 km) southeast of Memphis, Tennessee.Established in 1860 at the intersection of the Mobile and Ohio Railroad and Southern Railway of Mississippi, Meridian relied heavily on the rails and goods transported on them. Union Station is now also home to several other modes of transportation, including the Meridian Transit System, Greyhound Buses, and Trailways, averaging 242,360 passengers per year. During the American Civil War, much of the city was burned to the ground by General William Tecumseh Sherman in the Battle of Meridian.Rebuilt after the war, the city entered a ""Golden Age"", becoming the largest city in Mississippi between 1890 and 1930 and a leading center for manufacturing in the South. It had 44 trains coming in and out daily. Although its economy slowed with the decline of the railroad industry, the city has diversified, with healthcare, military, and manufacturing employing the most people in 2010. The population within the city limits, according to 2008 census estimates, is 38,232, but a population of 232,900 in a 45-mile (72 km) radius and 526,500 in a 65-mile (105 km) radius, of which 104,600 and 234,200 people respectively are in the labor force, feed the economy of the city.The area is served by two military facilities, Naval Air Station Meridian and Key Field, which provide over 4,000 jobs to the surrounding area. NAS Meridian is home to the Regional Counter-Drug Training Academy (RCTA) and the first local Department of Homeland Security in the state. Key Field is named after Fred and Al Key, who set a world endurance flight record in 1935. The field is now home to the 186th Air Refueling Wing of the Air National Guard and a support facility for the 185th Aviation Brigade of the Army National Guard. Rush Foundation Hospital is the largest non-military employer in the region, employing 2,610 people.Among the city's many arts organizations and historic buildings are the Riley Center, the Meridian Museum of Art, Meridian Little Theatre, and the Meridian Symphony Orchestra. Meridian was home to two Carnegie libraries, one for whites and one for African Americans. The Carnegie Branch Library, now demolished, was one of a number of Carnegie libraries built for blacks in the Southern United States.The city has been selected as the future location of the Mississippi Arts and Entertainment Center (MAEC). Jimmie Rodgers, the ""Father of Country Music"", was born in Meridian. Highland Park houses a museum which displays memorabilia of his life and career, as well as railroad equipment from the steam-engine era. The park is also home to the Highland Park Dentzel Carousel, a National Historic Landmark � the world's only two-row stationary Dentzel menagerie in existence. Other notable natives include Miss America 1986 Susan Akin, James Chaney � one of the victims of the Mississippi civil rights workers murders in 1964, and Hartley Peavey, founder of Peavey Electronics which is headquartered in Meridian. The federal courthouse was the site of the 1966-1967 trial of suspects in the murder of Chaney and two other activists; it was the first time a white jury convicted a white official of a civil rights killing.Early on, the economy depended greatly upon the railroads in the area. The city was the largest in Mississippi around the start of the 20th century, with five major rail lines and 44 trains coming in and out daily.[22] The city's economy not only depended on the rails but the goods, such as timber and cotton, transported on them. With these rail-based industries, the city was a great economic power in the state and region from about 1890 through 1930. Though its economy slowed with the decline of the railroading industry in the 1950s, the city has adapted, moving from a largely rail-based economy to a more diversified one, with healthcare, military, and manufacturing employing the most people.[40]

 

Tupelo /'tu?p?lo?/ is the county seat and the largest city of Lee County, Mississippi. It is also the seventh-largest city in the state. It is situated in northeast Mississippi, between Memphis, Tennessee, and Birmingham, Alabama, and is accessed by U.S. Route 78. As of the 2010 census, the population was 34,546, with the surrounding counties of Lee, Pontotoc and Itawamba supporting a population of 138,976.This city is best known as the birthplace of Elvis Presley. As a one-year-old in Tupelo on April 5, 1936, Presley and his family survived a tornado that was ranked as the fourth deadliest in United States history. It took 216 lives.As of the census of 2010, there are 35,456 people, 13,602 households, and 8,965 families residing in the city. The racial makeup of the city is

 

Greenville is a city in Washington County, Mississippi, United States. The population was 34,400 at the 2010 census. It is the county seat of Washington County, located in the area of historic cotton plantations and culture known as the Mississippi Delta.

 

Olive Branch is a city in DeSoto County, Mississippi. The population was 33,484 at the 2010 census. Olive Branch is a suburb of Memphis, Tennessee and is part of the Memphis Metropolitan Statistical Area, a region that consists of three counties in southwest Tennessee, five counties in northwest Mississippi, and two counties in eastern Arkansas. From 1990 to 2010 Olive Branch was the fastest growing city in the United States with a growth rate of 838%. Along with other rapidly growing suburbs in DeSoto County, Olive Branch attributes most of its growth and development to the exodus of large numbers of middle-class families from central Memphis.Many locally owned, small businesses have been operating in Olive Branch for several decades. Examples are Old Style Barbecue, Olive Branch Printing, etc. Several regional businesses, such as are also located in the area. Also,in 2003, Memphis lost its only permanent indoor ice rink with the closure of the deeply troubled Mall of Memphis. A new rink opened in Olive Branch in August 2011.

 

Horn Lake is a city in DeSoto County, Mississippi. Horn Lake is a suburb of Memphis, Tennessee, which is located just a few miles to the north. As of the 2010 U.S. Census, the city's population was 26,066.Horn Lake is the site of a plant owned by Chicago-based Foods, which manufactures food coatings, seasonings, and other ingredients for the food processing and service industries.

 

Clinton is a city in Hinds County, Mississippi, United States. Situated in the Jackson metropolitan area, it is the tenth largest city in Mississippi. The population was 25,216 at the 2010 United States Census.At one point Com was headquartered in Clinton. In 2003 the company announced that it would move its headquarters to Virginia.[11][12]

 

Pearl is a city in Rankin County, Mississippi. The population was 25,092 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.Today, Pearl is a growing community across the Pearl River, for which the city was named, from Jackson. It is Mississippi's 13th largest city and the largest city in Rankin County.Pearl is a rarity in Mississippi cities in that it does not have a downtown square. Over the years the city has developed the old Pearl High School into a city administration building that houses city hall, Pearl Police Department, public works departments and city courts. A large auditorium-style community center was built next door.

 

Ridgeland is a city in Madison County, Mississippi. The population was 24,047 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.

 

Starkville is a city in Mississippi, United States. It is the county seat of Oktibbeha County. The Starkville Micropolitan Statistical Area includes all of Oktibbeha County. The population was 23,888 at the 2010 census. The campus of Mississippi State University is located directly to the east of Starkville.Starkville is an anchor of the Golden Triangle region of northeast Mississippi which consists of Starkville, Columbus, and West Point.The campus of Mississippi State University is located adjacent to the east of Starkville. As of the fall of 2011, MSU is the state of Mississippi's largest university with 20,424 students, more than 4,000 graduate students, and more than 1,300 staff. The university is also the largest employer of Starkville. Students have created a ready audience for the Magnolia Film Festival. Held every February, it is the oldest film festival in the state. Other major events held in Starkville and heavily supported by the MSU Student Body are the Dudy Gras Parade, Cotton District Arts Festival, Super Bulldog Weekend, Old Main Music Festival, Ragtime & Jazz Music Festival, and Bulldog Bash.

 

Columbus is a city in Lowndes County, Mississippi that lies above the Tombigbee River. It is approximately 146 miles (235 km) northeast of Jackson, 92 miles (148 km) north of Meridian, 63 miles (101 km) south of Tupelo, 60 miles (97 km) northwest of Tuscaloosa, Alabama, and 120 miles (193 km) west of Birmingham, Alabama. The population was 25,944 at the 2000 census. The population was 23,640 at the 2010 census. The population in 2012 was estimated to be 23,452. It is the county seat of Lowndes County and the principal city of the Columbus Micropolitan Statistical Area, which is part of the larger Columbus-West Point Combined Statistical Area. Columbus is also part of the area of northeast Mississippi called The Golden Triangle, consisting of Columbus, West Point and Starkville, in the counties of Lowndes, Clay and Oktibbeha.Major Employers:

 

Vicksburg is a city in and county seat of Warren County, Mississippi, United States. It is the seventeenth largest city in Mississippi.[citation needed] It is located 234 miles (377 km) northwest of New Orleans on the Mississippi and Yazoo rivers, and 40 miles (64 km) due west of Jackson, the state capital. In 1900, 14,834 people lived in Vicksburg; in 1910, 20,814; in 1920, 17,931; and in 1940, 24,460. The population was 26,407 at the 2000 census. In 2010, it became a Micropolitan Statistical Area with a population of 49,644. Vicksburg is the principal city of the Vicksburg Micropolitan Statistical Area, which includes all of Warren County.

 

Pascagoula is a city in Jackson County, Mississippi. It is the principal city of the Pascagoula, Mississippi Metropolitan Statistical Area, as a part of the Gulfport�Biloxi�Pascagoula, Mississippi Combined Statistical Area. The population was 26,200 at the 2000 census. It is the county seat of Jackson County.Pascagoula is a major industrial city of Mississippi, along the Gulf Coast. Prior to World War II, the town was a sleepy fishing village of only about 5,000. The population exploded with the war-driven shipbuilding industry. Although the city's population seemed to peak in the late 1970s and early 1980s as Cold War defense spending was at its height, Pascagoula experienced some new growth and development in the years before Hurricane Katrina. Today, Pascagoula is home to the state�s largest employer Industries. Other major industries include one of the largest refineries in the country; , an oil platform builder; and Mississippi Phosphates.Naval Station Pascagoula was located on Singing River Island, and was homeport to several Navy warships, as well as a large Coast Guard contingent. However, Naval Station Pascagoula was decommissioned as part of the 2005 BRAC recommendations and ceased operations in 2006.The city is served by three airports: Mobile Regional Airport, which is located in nearby Mobile, Alabama; the Gulfport-Biloxi International Airport, about 40 miles (64 km) west of Pascagoula; and the Trent Lott International Airport, located within Jackson County.The mayor of the city is Jim Blevins.

 

Clarksdale is a city in Coahoma County, Mississippi, and seat of the county. Located in the Mississippi Delta region, Clarksdale is an agricultural center, and has been home to many blues musicians. Clarksdale is named after John Clark, who founded the town.

 

Ox is a city in, and the county seat of, Lafayette County, Mississippi, United States. Founded in 1837, it was named after the British university city of Ox in hopes of having the state university located there, which it did successfully attract.As of the 2010 US Census, the population is 18,916; the Census Bureau estimates the city's 2013 population at 20,865. Ox is the home of the University of Mississippi, founded in 1848, also commonly known as ""Ole Miss"", although the university is officially located in University, Mississippi.Ox has been named by USA Today as one of the top six college towns in the nation. It is included in The Best 100 Small Towns in America. Lafayette County consistently leads the state rankings in the lowest unemployment rate per quarter. Ox City Schools are ranked as ""Star"" schools, the highest ranking available, and Lafayette County school systems are consistently ranked as ""5-star"" systems.

 

Laurel is a city in Jones County, Mississippi, United States. As of the 2010 census, the city had a total population of 18,548.Laurel is the principal city of the Laurel Micropolitan Statistical Area. Its major employers include Howard Industries, Sanderson Farms, Masonite, Family Health Center, Howse Implement, Thermo-Kool and South Central Regional Medical Center. Laurel is home to the Lauren Rogers Museum of Art (Mississippi's oldest art museum).

 

Gautier is a city in Jackson County, Mississippi, along the Gulf of Mexico west of Pascagoula. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 18,572 at the 2010 census. In 2002, Gautier annexed land nearly doubling its population to 18,413 by 2010, according to the Gautier Comprehensive Plan 2030. Locally, the name is pronounced as ""GO-chay."" Descendants of the Gautier family, for whom it was named, still live in the area.Gautier is a bedroom resort community with two championship golf courses, stately homes, and historic properties surrounded by bayous and wetlands on three sides. The natural environment of Gautier offers many opportunities for recreation and eco-tourism. Due to an abundance of vacant land for development and recent growth trends along the coastal areas, the city's population is expected to increase at a steady rate during the coming years to an estimated 22,788 people by 2025. The Gulf Coast region, of which Gautier is a part, has been considered a relatively high growth area of the State; however, the loss of houses and jobs after Hurricane Katrina led to outmigration in 2006.

 

Ocean Springs is a city in Jackson County, Mississippi, about 2 miles (3.2 km) east of Biloxi and west of Gautier. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 17,225 at the 2000 U.S. Census. As of the 2010 U.S. Census, the city of Ocean Springs had a population of 17,442.The town has a reputation as an arts community. Its historic and secluded downtown area, with streets lined by live oak trees, is home to several art galleries and shops. It is also home to a number of ethnic restaurants relatively uncommon in surrounding communities.Ocean Springs was the hometown of the late Walter Inglis Anderson, a nationally renowned painter and muralist who died in 1965 from lung cancer. The town plays host to several festivals, including its Peter Anderson Festival and The Herb Festival.Ocean Springs was severely damaged on August 29, 2005, by Hurricane Katrina, which destroyed many buildings along the shoreline, including the Ocean Springs Yacht Club, and the historic wooden Fort Maurepas, and gutted or flooded other buildings. Katrina's 25 ft (7.6 m) storm surge also destroyed the Biloxi Bay Bridge, which connected Biloxi to Ocean Springs.

 

Madison is a city in Madison County, Mississippi, United States. The population was 24,841 at the 2010 census. The population is currently over 25,000. It is part of the Jackson Metropolitan Statistical Area. It is currently the highest income city in the state. It is ranked the 2nd most livable city in Mississippi by AreaVibes.com.

 

Brandon is a city in Rankin County, Mississippi. The population was 16,436 at the 2000 census. It is the county seat of Rankin County. Brandon is part of the Jackson Metropolitan Statistical Area.

 

Greenwood is a city in and the county seat of Leflore County, Mississippi, located at the eastern edge of the Mississippi Delta approximately 96 miles north of Jackson, Mississippi, and 130 miles south of Memphis, Tennessee. It was a center of cotton planter culture in the 19th century.The population was 16,087 at the 2010 census. It is the principal city of the Greenwood Micropolitan Statistical Area. The Tallahatchie River and the Yalobusha River meet at Greenwood to form the Yazoo River. Throughout the 1960s Greenwood was the site of major protests and conflicts as African Americans worked to achieve racial integration and voting access during the civil rights movement.

 

Cleveland is a city in Bolivar County, Mississippi. The population was 12,334 as of the 2010 census.Cleveland has a fairly large commercial economy, with numerous restaurants, stores, and services along U.S. Route 61. Cleveland is one of the two county seats (the other being Rosedale) of Bolivar County, which was named for the South American liberator Simon Bolivar.

 

Natchez is the county seat and only city of Adams County, Mississippi, United States. Natchez has a total population of 15,792 (as of the 2010 census). Located on the Mississippi River some 90 miles (140 km) southwest of Jackson, the capital of Mississippi, and 85 miles (137 km) north of Baton Rouge, Louisiana, it is the 25th-largest city in the state. It is named for the Natchez tribe of Native Americans who inhabited the area.Established by French colonists in 1716, Natchez is one of the oldest and most important European settlements in the lower Mississippi River Valley; it later served as the capital of the American Mississippi Territory and then of the state of Mississippi. It predates Jackson, which replaced Natchez as the capital in 1822, by more than a century. The strategic location of Natchez, on a bluff overlooking the Mississippi River, ensured that it would become a pivotal center of trade, commerce, and the interchange of ethnic Native American, European, and African cultures in the region, for the first two centuries of its existence.In U.S. history, it is recognized particularly for its role in the development of the Old Southwest during the first half of the nineteenth century. It was the southern terminus of the historic Natchez Trace, with the northern terminus being Nashville, Tennessee. This was used by many pilots of flatboats and keelboats, to return overland to their homes in the Ohio River Valley after unloading their cargo in Natchez or New Orleans. (It was not until the implementation of steam power that travel northward on the Mississippi River could be accomplished by boat.) The Natchez Trace also played an important role during the War of 1812. Today the modern Natchez Trace Parkway, which commemorates this route, still has its southern terminus in Natchez.In the middle of the nineteenth century, the city attracted wealthy Southern planters as residents, who built mansions to fit their ambitions; their plantations were vast tracts of land in the surrounding lowlands of Mississippi and Louisiana, where they grew large crops of cotton and sugar cane using slave labor. Natchez became the principal port from which these crops were exported, both upriver to Northern cities and downriver to New Orleans, where much of the cargo was exported to Europe. Many of the mansions built by planters before 1860 survive and form a major part of the city's architecture and identity. Agriculture remained the primary economic base for the region until well into the twentieth century.During the twentieth century, the city's economy experienced a downturn, first due to the replacement of steamboat traffic on the Mississippi River by railroads in the early 1900s, some of which bypassed the river cities and drew away their commerce. Later there was an exodus of many local industries that had provided a large number of jobs in the area. Despite its status as a popular destination for heritage tourism, because of its well-preserved antebellum architecture, Natchez has had a general decline in population since 1960. It remains the principal city of the Natchez, MS�LA Micropolitan Statistical Area.

 

Long Beach is a city (incorporated August 10, 1905) located in Harrison County, Mississippi, United States. It is part of the Gulfport�Biloxi Metropolitan Statistical Area. As of the 2010 census, the city had a population of 14,792.

 

Corinth is a city in and the county seat of Alcorn County, Mississippi, United States. The population was 14,573 at the 2010 census. Its ZIP codes are 38834 and 38835.

 

Hernando is a city in central DeSoto County, Mississippi, United States. The population was 14,135 at the 2010 census. Hernando is the county seat of DeSoto County, the second-most-populous county in the Memphis metropolitan area. U.S. Route 51 and the I-55 freeway traverse the city from north to south and the I-69 freeway traverse the city east to west and north to south. Hernando's historic downtown square, which surrounds the county courthouse, sits at the intersection of Commerce Street and U.S. 51.

 

Moss Point is a city in Jackson County, Mississippi. The population was 13,704 at the 2010 census. On August 29, 2005, Moss Point was hit by the strong east side of Hurricane Katrina, and much of the city was flooded or destroyed (se"

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Booneville is the county seat of Prentiss County, Mississippi. Booneville was incorporated in 1861 and named after R.H. Boone, a relative of Daniel Boone. The population was 8,625 at the 2000 census. It is one of 21 certified Mississippi retirement cities.

 

New Albany is a city in Union County, Mississippi, United States. The population was 8,526 at the 2010 census. New Albany is the county seat of Union County. New Albany was first organized in 1840 at the site of a grist mill and saw mill on the Tallahatchie River and was developed as a river port. The birthplace of author William Faulkner as well as Eli Whiteside and Bettie Wilson and the adopted home of Morris Futorian, father of the Northeast Mississippi furniture industry. As of 2010 New Albany has a population of 8,526 and is known for its education system, well-educated labor force and strong work ethic. The city houses modern factories, robust neighborhoods and vibrant shopping centers, while at the same time preserves its historic downtown area.Organized in 1840 at the site of a grist mill and a saw mill on the Tallahatchie River near the intersection of two historic Chickasaw Indian trade trails, the town developed as a river port and as a regional center for agriculture and commerce. The Civil War interrupted this progress, however, as Union troops swept through the city and burned all but a few buildings.Union County was formed from parts of neighboring Lee, Pontotoc, and Tippah Counties in 1870, with New Albany designated as county seat. The city�s new role as a center of government led to renewed economic activity. Citizens� efforts in the late 1880s to secure a railroad through New Albany were rewarded with two railroads connecting the community to points north, south, east and west. Depot clerk for one of the railroads was the father of William Faulkner. Born in 1897 in a single-story clapboard house, Faulkner went on to write 19 novels and 75 short stories, winning the coveted Nobel Prize and the Pulitzer Prize twice for his work.

 

Bay Saint Louis is a city located in Hancock County, Mississippi. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. As of the 2000 census, the city had a total population of 8,209. The city is recovering population lost due to Hurricane Katrina, and the Census Bureau's 2011 population estimate was 9,408. It is the county seat of Hancock County. Like several other upper Gulf Coast cities, Bay Saint Louis was devastated by Hurricane Katrina in August 2005 (see details below).

 

Senatobia is a city in and the county seat of Tate County, Mississippi, and is the 15th largest municipality in the Memphis Metropolitan Area. The population was 8,165 at the 2010 census.Senatobia is the home of Northwest Mississippi Community College, a state community college that provides two year academic and technical degree programs. Northwest's system-wide enrollment exceeds 8,000 on three campuses in Senatobia, Southaven and Ox. Senatobia is also the home of The Baddour Center, a residential care facility for mild to moderately mentally retarded adults.On April 13, 1834 early settler James Peters purchased two sections of land from the Chickasaw Nation for the sum of $1.25 per acre. The land purchased later became the town of Senatobia. The name Senatobia, given by Charles Meriweather, was derived from the Indian word Senatohoba, which means �White Sycamore��a symbol of ""rest for the weary.""Senatobia received its charter as a municipality in 1860, thirteen years prior to the creation of Tate County and one year prior to the outbreak of the Civil War, during which the town's business section was burned twice by Federal troops.Two Academy Award nominated films have been partially filmed in the town: The Client (1994) and The People vs. Larry Flynt (1996).

 

Holly Springs is a city in Marshall County, Mississippi, United States.Near the Mississippi Delta, the area was developed as cotton plantations, which depended on slave labor. After the American Civil War, many freedmen worked as sharecroppers and tenant farmers. As the county seat, the city is a center of trade and court sessions.The population was 7,957 at the 2000 census. A slight decrease in population was calculated in the 2010 census. Holly Springs is the county seat of Marshall County.

 

Philadelphia is a city in and the county seat of Neshoba County, Mississippi, United States. The population was 7,477 at the 2010 census.

 

Batesville is a city in Panola County, Mississippi. The population was 7,463 at the 2010 census.Batesville is one of two county seats for Panola County; the other is Sardis.

 

Kosciusko /'k?zi'?sko?/ is a city in Attala County, Mississippi, United States. The population was 7,402 at the 2010 census. It is the county seat of Attala County.Kosciusko is located on the Natchez Trace Parkway, northeast of Jackson. It is named for the U.S. and Polish general Tadeusz Kosciuszko, who assisted United States military efforts during the American Revolution. However, the Anglicized name of the city omits the ""z"". Kosciusko was originally named Red Bud Springs for one of three natural springs that were present in the city.Kosciusko was the home of Magnolia Bible College, and the birthplace for several notable people, including Oprah Winfrey and James Meredith.

 

Byram is a city in Hinds County, Mississippi. The population was 7,386 at the 2000 census, at which time it was a census-designated place (CDP). It is part of the Jackson Metropolitan Statistical Area. It was incorporated for a second time in its history on June 16, 2009.

 

Coffeeville is a town in Yalobusha County, Mississippi. The population was 905 at the 2010 census. It is named after John Coffee (1772 � 1833), a planter and military leader.

 

Amory is a city in Monroe County, Mississippi. The population is 7,316 as of the 2010 census.Gilmore Memorial Hospital is well regarded as having one of the better maternal wards in northeast Mississippi.[] Other business sectors include sports equipment manufacturing, wood pulp processing, and the furniture and textile industries. The city of Amory has free municipal Wi-Fi, courtesy of the Gilmore Foundation.

 

Louisville is a city in Winston County, Mississippi. The population was 7,006 at the 2000 census. It is the county seat of Winston County.

 

Perkinston is an unincorporated community in central Stone County, Mississippi, United States. It is situated along U.S. Highway 49, approximately five miles south of Wiggins. The community is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area.

 

Waveland is a city located in Hancock County, Mississippi, on the Gulf of Mexico. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. The City of Waveland was incorporated in 1972. As of the 2000 census, the city had a total population of 6,674. Waveland was nearly destroyed by Hurricanes Camille on August 17, 1969 and Katrina on August 29, 2005.The current mayor of Waveland is Democrat David Garcia.

 

Columbia is a city in Marion County, Mississippi, which was formed six years before Mississippi was admitted to statehood. Columbia was named for Columbia, South Carolina, from which many of the early settlers had migrated. The population was 6,603 as of the 2000 census. It is the county seat of Marion County.

 

Richland is a city in Rankin County, Mississippi. The population was 6,027 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Forest is a city in Scott County, Mississippi. The population was 5,987 at the 2000 census. It is the county seat of Scott County.

 

Crystal Springs is a city in Copiah County, Mississippi, United States. The population was 5,044 as of the 2010 census, down from 5,873 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Pontotoc is a city in, and the county seat of, Pontotoc County, Mississippi, located to the west of the much larger city of Tupelo. The population was 5,625 at the 2010 census. Pontotoc is a Chickasaw word meaning ""Land of Hanging Grapes"".The famous outlaws Jesse and Frank James and their gang once hid at an old house which was used as a Union Army hospital during the Battle of Harrisburg or Battle of Tupelo. The house was located at a crossroad in east Pontotoc County, near the Lee County line.The Town Square Museum is located in the old US post office near the county courthouse. This historic building houses Pontotoc memorabilia, and continues to operate as a full-service post office. A mural in the museum's lobby titled The Wedding of Ortez and SaOwana - Christmas 1540 depicts the first recorded Christian marriage on the North American continent. It was said to have occurred between Juan Ortez and Princess Saowana, daughter of Chief Uceta, of the Florida Seminole tribe. The wedding is said to have taken place in Pontotoc County during a visit by explorer Hernando de Soto. The mural was painted by Joseph Pollet in 1939 under the arts program of the Works Progress Administration.The Town Square has a festival every year during the last week of the month of September called the Bodock Festival, based on the Maclura pomifera tree next to the historical mansion, Lochinvar, that survived a massive tornado hit in 2002. The festival is held over the last weekend, including Friday, of September.

 

Aberdeen is a city in Monroe County, Mississippi. The population was 5,612 at the 2010 census. It is the county seat of Monroe County.Located on the banks of the Tombigbee River, Aberdeen was one of the busiest Mississippi ports of the 19th century. Cotton was heavily traded in town, and for a time Aberdeen was Mississippi's second largest city. Today Aberdeen retains many historic structures from this period, with over 200 buildings on the National Register of Historic Places. In the spring of each year, Aberdeen hosts pilgrimages to its historic antebellum homes. The most prominent of these antebellum homes is The Magnolias, which was built in 1850.Located just outside the city, Aberdeen Lock and Dam forms Aberdeen Lake, a popular recreational area. Aberdeen Lock and Dam is part of the Tennessee-Tombigbee waterway system.

 

Leland is a city in Washington County, Mississippi. The population was 4,790 at the 2008 census.The town is located in the heart of the Mississippi Delta on the banks of Deer Creek, which is decorated each Christmas season with floats that bring visitors from afar to view the colorful displays.Farming is the basis of the local economy. Mississippi State University and the federal government maintain an agriculture research station at Stoneville on Leland's outskirts. Cotton, soybeans, rice and corn are the leading crops.Leland is in the heart of blues country and has produced a number of national and regionally famous blues musicians. There are five Mississippi Blues Trail markers in Leland commemorating the small town's significant contribution to blues history. Highway 61, mentioned in numerous blues recordings, runs through the town and gives its name to the community's blues museum. Leland is the burial place of the folk artist and blues musician James ""Son"" Thomas, who lived for many years along the railroad tracks. Thomas is buried beneath a gravestone donated by musician John Fogerty of Creedence Clearwater Revival.Blues musician Johnny Winter spent part of his childhood in Leland. Winter�s grandfather and father, a former mayor of Leland, operated J.D. Winter & Sons, a cotton business. One of the Blues Trail markers in Leland is dedicated to Winter.The community is the birthplace of Kermit the Frog, a Muppet created by Jim Henson, who was born in nearby Greenville, but raised in Leland. The city has a museum along the banks of Deer Creek celebrating Henson's accomplishments. U.S. Post Office, 204 N. Broad St. Leland Rex Theatre for Colored People in Leland, 1937, by Dorothea LangeLeland was selected as the site for the Mississippi Wildlife Heritage Museum, scheduled to open in 2016.

 

Winona is a city in Montgomery County, Mississippi. The population was 5,482 at the 2000 census. It is the county seat of Montgomery County. Winona is known in the local area as ""The Crossroads of North Mississippi"" due to its central location at the intersection of U.S. Interstate 55 and U.S. Highways 51 and 82.Winona has recently received water and power across I-55 which has allowed more businesses, such as Pilot, to develop. Due to the late development of water and power across I-55, Winona has until now been hindered in its ability to grow.[]

 

Ripley is a city in Tippah County, Mississippi. The population was 5,478 at the 2000 census. It is the county seat of Tippah County.Colonel William Clark Falkner, great-grandfather of authors William Faulkner and John Faulkner, was a prominent resident of Ripley in the mid to late-19th century. W.C. Falkner's exploits in and around Ripley served as the model for Faulkner's character of Colonel John Sartoris.

 

Waynesboro is a city in Wayne County, Mississippi, United States. The population was 5,197 at the 2000 census. It is the county seat of Wayne County.

 

Vancleave is a census-designated place (CDP) in Jackson County, Mississippi. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 4,910 at the 2000 census.

 

Saltillo is a town in Lee County, Mississippi. The population was 4,752 at the 2010 Census.

 

Flowood is a city in Rankin County, Mississippi. The population was 4,750 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Carthage is a city in Leake County, Mississippi. The population was 5,075 at the 2010 census. It is the county seat of Leake County.The largest chicken processing plant in the world is located here.The largest chicken processing plant in the world�able to process 2.5 million chickens per week�is located on Highway 35 north of Carthage. Originally owned by Maid Farms, the plant was flanked by a large trailer park built in the mid-1990s to house the factory's growing Hispanic migrant workforce, and the Hispanic population of Carthage increased from 1.9 percent to 12.3 percent between 2000 and 2010. The plant was purchased by Tyson Foods in 2003, and employs 1,700.[

 

"

Mississippi

 

You may likely have heard of truck factoring but most people might just mistake exactly what it is or much more importantly what it can possibly do for your firm. Trucking Receivables Finance also understood as accounts receivable financing is a kind of asset based lending that can boost a company's immediate cash flow needs. It is not a loan; no debt is assumed by trucking receivables factoring ,and the financing is unconditional. Factoring Invoice Companies in Single Invoice Factoring Mississippi Factoring Company at Staffingresource.org- affording businesses factoring facilities mississippi-factoring-company

Staffingresource.org-Mississippi Factoring Company

Jackson

Mississippi

Factoring Invoice Companies

As we all understand, trucking is an incredibly large business with a lot of firms out there working with hundreds of drivers. Unfortunately, several of these drivers land up in income troubles since they are still awaiting work from six weeks ago to actually pay them. When this is the situation for a trucking organization, depending on factoring agencies for solutions maybe the most ideal alternative left.

 

 

Factoring-Account-Receivables.Com

Factoring Financing Companies

This indicates that a trucking organization can pay the salaries of the staff, keep all the cars topped off with gas and continue to scale, progress and expand without consistently waiting for the cash which is taking too prolonged to come in. Trucking Establishments functioning without a factoring system used are leaving themselves at critical danger, as competitors cash out rapidly and carry on to develop.

 

 



Factoring Companies Reviews at Factorreceivables.Org

 

Mississippi's economy totaled more than $100 billion for the first time. Federal figures show the biggest contributor to growth in Mississippi last year came from makers of durable goods such as cars and ships. Nearly 30 percent of the state's growth came from that sector. Other large contributors to Mississippi's growth were expansions in the retail trade and finance and insurance sectors.Manufacturers add value to raw products by creating manufactured items. For example, cotton cloth becomes more valuable than a boll of cotton through manufacturing processes. Processed foods are Mississippi's most important manufactured products. Meatpacking (poultry processing plants) is particularly important. Other food products are beverages, dairy products, grain products and seasonings. Furniture production is Mississippi's second ranking manufacturing enterprise and the state is one of the leaders in the production of upholstered products. The manufacture of chemicals (industrial chemicals, pharmaceuticals) ranks third in the state. Other products manufactured in Mississippi include motor vehicles, motor vehicle parts, ocean-going freighters and tankers, electrical products, appliances, generators, lighting and wiring equipment, and stereo systems. Mississippi is a leading shrimp producing state.

 

Receivable Funding Companies

As we all understand, trucking is an incredibly large business with a lot of firms out there working with hundreds of drivers. Unfortunately, several of these drivers land up in income troubles since they are still awaiting work from six weeks ago to actually pay them. When this is the situation for a trucking organization, depending on factoring agencies for solutions maybe the most ideal alternative left.

 

 



Factoring Companies Reviews at Factorreceivables.Org

 

 

 

Financial Services Factoring

 

Financial Services Factoring

 

At one time or another, every company, even successful ones, have experienced bad money flow.

Cash flow does not have to be a problem any more. Do not be deceived -- banks are not the only places you can get funding. Other solutions are available and you do not have to borrow. Exactly what is trucking factoring ? One solution is called truck factoring. Trucking Factoring is the procedure of offering invoices to an investor instead of waiting to gather the cash from the customer. Oh, the Irony- Trucking factoring has an ironic difference: It is the financial foundation of numerous of America's most successful businesses. Why is this paradoxical ? Because receivable funding is not instructed in business colleges, is rarely mentioned in business plans and is relatively unidentified to bulk of most of American company people.

Yet it is a financial process that releases up billions of dollars every year, enabling countless businesses to grow and prosper. Receivable Loan Financing has been around for thousands of years. Receivable Loan Financing Businesses are investors who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your customer has actually agreed pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a large percentage of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Using the purest definition of the word, these large consumer finance companies are truly just big Staffing Factoring Companies of customer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The store gets paid almost instantly, even though you do not make payment until you are prepared.

For this service, the credit card business charges Sears a charge (typical common normal charges range from 2 to four percent of the sale). The Advantages Factoring can provide numerous advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on a product that has actually already been delivered, a business can factor (sell) its receivables for money at a little price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are just a few of the business needs that can be met with instant  cash.

Staffing Factoring provides the means for a manufacturer to replenish inventory and make more products to sell: There is no longer a need to wait for earlier sales to be paid. FACTORING is not just a money management device for manufacturers: Almost any kind business can benefit from Invoice Factoring. Typically, a business that extends credit will have 10 to 20 percent of its annual sales tied up in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a customer s invoice, but you can offer that invoice for the cash to satisfy those obligations. Using truck factoring companies is a fast and simple procedure. The factoring company purchases the invoice at a discount, usually a couple of portion points less than the face value of the invoice.

Best Factoring Companies-Wisdomleague.Com

 

Mississippi Factoring Company

Please call our
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Factoring Companies Reviews at YKLfactoring.com

 

 

The U.s. Truck Organization
mentions that there are about
195,000 work with transportation
firms and
250,000 private providers trucking
firms certified to
operate in America that carried,
according to their most current listings of millions of
products, materials and
basic materials .
There are numerous typical
providers either going solo or in
teams on our country
roads carrying these
crucial products to our
stores, manufacturingplants and shipping ports.

Also  freight invoice factoring
firms support
countless of them and offer their
receivable loan facilities
nationwide comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Mississippi Factoring Company

 

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Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
Enter the your factoring loans company's current interest rate:

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

 

View Our Trucking Factoring Videos For More Information

 

 

http://receivableloans.org

 

 

Invoice Factoring Companies Reviews at Receivableloans.Org

 

 

 

For The Business Who Wants To Look Better

 

"

�So It is not a loan?� asked Cody Sanchez, reclining back into his chair and crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she stated.Cody Sanchez owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Ernest. He named his business Ruiz Trucking, named after Gordon and Frederick, his two grandfathers. They had both been hardworking men, and had done a lot to make Cody the same.Six months ago disaster struck Ernest's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Cody depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Cody had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Cody wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Her name was Laura and she worked for a factoring company. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.She sat there now, and explained. �It�s not a loan, we purchase your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Cody nodded. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Laura smiled, agreeing. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. Sometimes you need help. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Laura said with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Cody completed the form, with Laura offering advice as needed.

 

The completed profile gave Laura and her company all the information they needed on Ernest's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Cody filled out his form, Laura was pretty sure he was a perfect candidate for factoring.When the form was done Laura took it and slid it into her briefcase. She then stood, reached across the desk and shook Ernest�s hand. He also stood up, and they smiled at each other. They said their goodbyes and Cody walked her to the door, and then returned to his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Laura and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.All those long, sleepless nights. The terrifying panic attacks that occurred regardless of where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. He wasn't passionate about the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Ruiz Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Cody opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Trucking Invoice Factoring Companies -Articles

Invoice Factoring Companies Reviews at Receivableloans.Org

 

 

 

Best Trucking Factoring

 

"

Since the mid 1980s Fields Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Fields was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Fields had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Fields, Marc Elliott, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. There was a growing list of clients who now owed them back debt.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Fields money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Fields hadn't gone elsewhere. The had just gone!.This current state-of-affairs was causing Marc Elliott to have some very restless nights. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. After work he would confide in his wife, Vicki, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he would say with deep woe.""What could you do differently?"" she would say.Marc would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them on the road, delivering good to all his loyal customers. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What could cause this ultimate death spiral of business?""I know what it is,"" said Marc. ""I've relied too long on the profits I receive from invoices alone. For too long I've been allowing our clients to let their accounts become overdue."" All Vicki could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Vicki was trying so hard to support her husband in these worrying times, while Marc was weighed down with the worry of how he was going to handle this situation he found himself in.The next day Marc strolled into his office and was determined to sit down and make every phone call to every client who had owed Fields money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Marc knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Marc was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Rebeccaerley knocked at his door.

 

""Marc, can I have a word?"" she queried, standing in the doorway.

 

""Sure thing Rebecca, come on in."" Marc leaned back in his chair and looked expectantly at Rebeccaerely.""Well Marc, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It does sound vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Marc interrupted.""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""Marc replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Leaning forward, Marc studied the documents very closely.""It sounds too good to be true, Rebecca,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Marc,"" she underlined a paragraph on the paper before him.""How flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Marc.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Marc thought about this and agreed with Rebeccaerley. The customers who were in debt to Fields Truck & Haul were professional resources of the company, but they were also long-standing friends. Marc wasn't prepared to lose these relationships just because they were having financial issues at the moment. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Rebecca, and thankyou."" Rebecca nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Marc stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Fields Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Marc was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""Well, I'll have to tell Norman about this,"" Marc muttered to himself.His son-in-law Norman had liked the idea of Fields so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Marc knew the struggles Norman would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Fields was struggling then the little guys, like Norman, were going to be in even more trouble. But, maybe the answer for both of them was in freight factoring, and Marc was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Marc found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Marc recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Marc hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

More For The Business Who Wants To Look Better-Articles

 

 

Invoice Factoring Companies Reviews at Receivableloans.Org

 

 

 

Trucking Invoice Factoring Companies

 

Why Trucking Corporations Utilize Factoring Firms.

 

As the owner of your own business, you may well be much more than perceptive already of the challenge in making sure that capital matters do not become a difficulty down the line. Anyway, the toughest thing that can possibly develop for your company is to find yourself swept up in a long and perplexing circumstance that leaves you forever trying to find the money you are in need of on an on-going basis.

 

For just about any firm in this circumstance, the complication can come for waiting for work to lapse and actually be settled into your account. Bill of sales, checks, and the like could take some time to actually to beprocessed which can certainly leave you with momentary capital issues. Luckily, there are alternatives out there for enterprises to delve into-- and among these is factoring providers.

 

Factoring agencies will, in substitution for your statements, grant you with the money immediately to ensure you do not have to fret about the waiting duration that could make paying out the bills and purchasing toolsmore tough. With this style of system, invoice factoring can become extraordinarily beneficial for numerous establishments who have to avoid a cash lure which they have discovered themselves in.

 

Because, depending upon the size of the work, it can take up to 60 days for many companies to get paid out then it is significant to take care of your own back and definitely not leave yourself resources short to pay the costs. After all, how many enterprises possess two months revenue just occupying there to handle all their costs until they earn?

 

This is particularly correct of trucking agencies. They generally deal with numbers of invoices which means a notable quantity of collection period demands business owner themselves. Making an effort to get compensated in time can end up being an amazing difficulty and this is why you use trucking factoring firms who are happy to help out truckers primarily.

 

As all of us determine, trucking is an remarkably enormous field with plenty of firms out there working with hundreds of operators. The sad thing is, numerous of these drivers wind up in finances problems because they are still awaiting work from six weeks in the past to actually compensate them. When this is the scenario for a trucking firm, turning to factoring firms for help may be the ideal alternative left.

 

This signifies that a trucking firm can provide the salaries of the staff, keep all the cars topped off with gas and continue to escalate, thrive and expand without constantly waiting for the cash which is taking too long to come in. Trucking Companies functioning without a factoring system put in place are leaving themselves at critical hazard, as contenders cash out quickly and go on to expand.

 

There's genuinely nothing at all to be stressed about when it comes to using a Factoring firm-- they typically are not like a banking company or an individual who is going to leave you with a significant heap of liability to repay. You give them legitimate invoices from work you have already completed , you are only just speeding up the payment process.

 

In the Usa, where trucking enterprises develop, factoring agencies are not considered getting a loan in any capacity. This confidential agreement then enables both parties to benefit and delight in a comfortable future-- it gives the factoring provider a warranted asset of cash flow to put into the list and it provides the trucking business the needed money that they worked hard to gain.

 

The trucking establishment gives their invoices to the factoring business. The trucking factoring company then receive the installment payments from the trucking company's customers. Factoring has been in existence for centuries and has been used for several years by lots of diverse business sectors-- but none much more so than truckers. While you may well lose out on a small part of the money, something like 1-3 % depending upon who you partner with, it signifies that you are obtaining the finances today and can actually start off putting the resources to function.

 

Once and for all, an IOU or an invoice is definitely not going to cover costs, is it? For trucking establishments when the resources can be very good one day and gone the next, it is up to the drivers to work smartly and to make certain they are leaving themselves with a substantial amount of time and money to get through the week until they are handed over once again.

 

So the next period your trucking company is enduring some short-term capital problems and you are shelling out too much time chasing inactive paying customers, why not start off thinking about using a factoring companies as a manner to get your money and give yourself a more worry-free future in the eyes of your trucking crew and your bank difference?

 

 

 

 

 

 

 

More Trucking Invoice Factoring Companies -Articles

 

 

 

Mississippi Factoring Company

 

 

 

Invoice Factoring Companies Reviews at Receivableloans.Org

 

 

 

Freight Factoring Companies For Brokers

 

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Hector Carpenter just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Hector is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Carpenter Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Hector's father had started this business working as an owner-operator and eventually growing Carpenter Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Hector�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Hector�s hands and he wanted to live to see it in better shape for his sons.

 

To move Carpenter Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Carpenter Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Hector chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Hector knew he was right in his forward thinking. What would be the next step for Carpenter Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Hector had to really consider what his next step was going to be. Hector had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Hector it was quite a relief to be dealing with the factoring company. They were more personable than those loan managers at the bank. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Hector because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Carpenter Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Hector stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Carpenter Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

 

 

More Freight Factoring Companies For Brokers -Articles

 

 

 

 

 

 

 

 

Mississippi Factoring Company

 

 

 

 

 

 

Invoice Factoring Companies Reviews at Receivableloans.Org

 

Trucking Invoice Factoring Companies

 

Date Published- 2014- 06-28 Trucking Factoring Companies Reviews

 

"

Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Invoice Factoring Companies Reviews at Receivableloans.Org

 

 

 

 

 

More Freight Factoring Companies For Brokers -Articles

 

 

 

"

Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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